| THE GROUP AND THE BANK | ||||||
|---|---|---|---|---|---|---|
| 2020 | ||||||
| Gross carrying amount | Stage 1 | Stage 2 | Stage 3 | |||
|
12-months ECL
|
Lifetime ECL |
Lifetime ECL
|
Total | |||
| MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
| Gross carrying amount at 01 July | 20,702,962 | 1,117,415 | 2,242,336 | 24,062,713 | ||
| Changes in the gross carrying amount | ||||||
| Transfer to stage 1 | 20,382 | (8,280) | (12,102) | - | ||
| Transfer to stage 2 | (268,182) | 300,663 | (32,481) | - | ||
| Transfer to stage 3 | (766,067) | (357,015) | 1,123,082 | - | ||
| New financial assets originated | 9,413,781 | 218,772 | 59,100 | 9,691,653 | ||
| Financial assets that have been repaid | (7,305,655) | (28,030) | (271,977) | (7,605,662) | ||
| Financial assets that have been derecognised | - | (708,726) | - | (708,726) | ||
| Write-offs | - | - | (506,314) | (506,314) | ||
| Other movements | 331,052 | (58,595) | 227,684 | 500,141 | ||
| Gross carrying amount at 30 June | 22,128,273 | 476,204 | 2,829,328 | 25,433,805 | ||