THE GROUP AND THE BANK
			2020
	Internal rating grade		Stage 1	Stage 2	Stage 3	Total
			MUR'000	MUR'000	MUR'000	MUR'000
	Performing:
	Credit rating AAA		444,346	-	-	444,346
	Credit rating AA+ to AA-		3,109,194	83,667	-	3,192,861
	Credit rating A+ to A-		12,782,569	50,749	-	12,833,318
	Credit rating BBB+ to BBB-		4,853,103	290,918	-	5,144,021
	Credit rating BB+ to BB-		699,862	26,734	-	726,596
	Credit rating B+ to B-		239,199	6,679	-	245,878
	Credit rating CCC+ to C		-	17,457	-	17,457
	Non performing:
	Credit rating D		-	-	2,829,328	2,829,328
	Total gross carrying amount		22,128,273	476,204	2,829,328	25,433,805
	Loss allowance		(151,766)	(15,745)	(2,222,372)	(2,389,883)
	Carrying amount at 30 June		21,976,507	460,459	606,956	23,043,922