| THE GROUP | 30 June 2019 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| On demand | Less than 3 months | 3 to 6 months | 6 to 12 months | Sub total less than 12 months | 1 to 5 years | Over 5 years | Sub total over 12 months | Total | |||
| Assets | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | ||
| Cash and cash equivalents | 16,892,465 | 33,808,173 | - | - | 50,700,638 | - | - | - | 50,700,638 | ||
| Due from banks | - | 4,840,807 | 4,822,090 | 2,797,852 | 12,460,749 | 507,181 | - | 507,181 | 12,967,930 | ||
| Loans and advances to banks | - | 925,600 | 2,320,192 | 374,554 | 3,620,346 | 2,398,702 | - | 2,398,702 | 6,019,048 | ||
| Loans and advances to customers | 100,808 | 6,910,096 | 397,799 | 1,179,629 | 8,588,332 | 8,561,002 | 5,000,862 | 13,561,864 | 22,150,196 | ||
| Investment securities | 813,783 | 18,267,522 | 8,220,328 | 7,923,307 | 35,224,940 | 9,184,773 | 1,794,239 | 10,979,012 | 46,203,952 | ||
Other assets (excluding prepayments, accrued income, inventory and taxes) | 1,676,950 | 5,082 | 10,655 | 229,661 | 1,922,348 | - | - | - | 1,922,348 | ||
| Total | 19,484,006 | 64,757,280 | 15,771,064 | 12,505,003 | 112,517,353 | 20,651,658 | 6,795,101 | 27,446,759 | 139,964,112 | ||
| Liabilities | |||||||||||
| Due to banks | 647 | - | - | 18,557 | 19,204 | 11,230 | - | 11,230 | 30,434 | ||
| Derivative financial instruments | - | 8,216 | 8,577 | 33,202 | 49,995 | 652,182 | - | 652,182 | 702,177 | ||
| Deposits from banks: | |||||||||||
| -Current account | 14,106 | - | - | - | 14,106 | - | - | - | 14,106 | ||
| 14,106 | - | - | - | 14,106 | - | - | - | 14,106 | |||
| Deposits from customers: | |||||||||||
| -Current account | 90,846,966 | - | (136,457) | - | 90,710,509 | - | - | - | 90,710,509 | ||
| -Savings account | 5,129,381 | - | - | - | 5,129,381 | - | - | - | 5,129,381 | ||
| -Term deposits | - | 16,441,090 | 4,680,838 | 6,769,088 | 27,891,016 | 7,185,195 | 102,398 | 7,287,593 | 35,178,609 | ||
| 95,976,347 | 16,441,090 | 4,544,381 | 6,769,088 | 123,730,906 | 7,185,195 | 102,398 | 7,287,593 | 131,018,499 | |||
| Debts issued* | - | - | 320,662 | - | 320,662 | - | - | - | 320,662 | ||
| Other liabilities | - | - | - | 394,083 | 394,083 | - | - | - | 394,083 | ||
| Financial liabilities measured at fair value through profit or loss | 813,783 | - | - | - | 813,783 | 58,356 | - | 58,356 | 872,139 | ||
| Total | 96,804,883 | 16,449,306 | 4,873,620 | 7,214,930 | 125,342,739 | 7,906,963 | 102,398 | 8,009,361 | 133,352,100 | ||
| Net liquidity gap | (77,320,877) | 48,307,974 | 10,897,444 | 5,290,073 | (12,825,386) | 12,744,695 | 6,692,703 | 19,437,398 | 6,612,012 | ||