THE GROUP		EFFECT OF OFFSETTING ON STATEMENT OF FINANCIAL POSITION			RELATED AMOUNTS NOT OFFSET
	2020
			Gross amounts	Amount offset	Net amount reported	Cash collateral	Net amount
	ASSETS		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
	Cash and cash equivalents		69,036,975	-	69,036,975	-	69,036,975
	Due from banks		11,132,738	-	11,132,738	-	11,132,738
	Derivative financial instruments		321,961	-	321,961	(80,611)	241,350
	Loans and advances to banks		5,245,927	-	5,245,927	-	5,245,927
	Loans and advances to customers		23,043,922	-	23,043,922	(1,119,385)	21,924,537
	Investment Securities		48,696,565	-	48,696,565	-	48,696,565
	Other assets		2,216,920	-	2,216,920	-	2,216,920
			159,695,008	-	159,695,008	(1,199,996)	158,495,012
	LIABILITIES
	Due to banks		13,252	-	13,252	-	13,252
	Deposits from banks		96,365	-	96,365	(80,611)	15,754
	Deposits from customers		150,826,106	-	150,826,106	(1,119,385)	149,706,721
	Derivative financial instruments		107,168	-	107,168	-	107,168
	Debts issued		1,083	-	1,083	-	1,083
	Lease liabilities		82,571	-	82,571	-	82,571
	Other liabilities		484,907	-	484,907	-	484,907
	Financial liabilities measured at fair value through profit or loss		4,398	-	4,398	-	4,398
			151,615,850	-	151,615,850	(1,199,996)	150,415,854
	2019		Effect	of offsetting	on	Related	amounts
			statement of	financial	position	not	offset
			Gross amounts	Amount offset	Net amount reported	Cash collateral	Net amount
	ASSETS		MUR'000	MUR'000	MUR'000	MUR'000	MUR'000
	Cash and cash equivalents		50,700,638	-	50,700,638	-	50,700,638
	Due from banks		12,967,930	-	12,967,930	-	12,967,930
	Derivative financial instruments		-	744,595	744,595	-	744,595
	Loans and advances to banks		6,019,048	-	6,019,048	-	6,019,048
	Loans and advances to customers		22,150,196	-	22,150,196	(790,271)	21,359,925
	Investment Securities		46,203,952	-	46,203,952	-	46,203,952
	Other assets		1,922,348	-	1,922,348	-	1,922,348
			139,964,112	744,595	140,708,707	(790,271)	139,918,436
	LIABILITIES
	Due to banks		30,434	-	30,434	-	30,434
	Deposits from banks		14,106		14,106		14,106
	Deposits from customers		131,018,499	-	131,018,499	(790,271)	130,228,228
	Derivative financial instruments		(42,418)	744,595	702,177	-	702,177
	Debts issued		320,662	-	320,662	-	320,662
	Other liabilities		394,083	-	394,083	-	394,083
			131,735,366	744,595	132,479,961	(790,271)	131,689,690